A long-term loan is a type of financing where funds are borrowed for a period typically exceeding one year, often ranging from 3 to 30 years. It is commonly used for major investments such as home purchases, business expansion, or infrastructure development. Repayment is made in regular installments, usually with fixed or variable interest rates.
| S.No | Name | ROI | Tenure | Repayment frequency | Maximum Borrowing Limit | Required Documents | PROCESSING FEE/ EV FEE | SHARE CAPITAL |
| 1 | LT-IND-FARM MACHANISATION | 10.50% | 9 yrs | Yearly | 9.00 Lakhs | Applicant Request Letter, Membership Number, Aadhar, PAN, New TD, Old TD, Old Pahani, 1(B), New Pahani, Dharani EC, Sub-Registrar EC, Link Documents, CIBIL, Legal Opinion, No Dues, G-Tree ( Min 3 Generations ), | 1% on loan amount +GST | 5%, Max 50,000/- |
| 2 | LT-IND-HARVESTOR | 10.50% | 9 yrs | Yearly | 25.00 Lakhs | |||
| 3 | LT IND-POLY GREEN HOUSE | 8.30% | 5 Yrs | Half yearly | 35.00 Lakhs | |||
| 4 | LT IND-PANDAL CULTIVATION | 10.50% | 5 Yrs | Quarterly | 10.00 Lakhs | |||
| 5 | LT IND-ANIMAL HUSBANDARY/ALLIED ACTIVITIES | 10.50% | 5 Yrs | Yearly | 10.00 Lakhs | |||
| 7 | LT IND-POULTRY BROLIERS | 10.50% | 5 Yrs | Yearly | 35.00 Lakhs | |||
| 8 | LT IND-SHEEP REARING | 10.50% | 5 Yrs | Yearly | 8.00 Lakhs | |||
| 9 | LT IND-MINI DAIRY | 10.50% | 5 Yrs | Yearly | 10.00 Lakhs | |||
| 10 | LT-IND-SERICULTURE | 10.50% | 5 Yrs | Half yearly | 25.00 Lakhs |
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The Bank offers attractive rates on Deposits for various maturity periods. Facility for drawing interest on a monthly or quarterly basis is also provided.
Address : H. NO. 6-2-4, GD. & 1ST. FLOOR HYDERABAD ROAD, NEAR CLOCK TOWN, H. P. O. NALGONDA – 508 001
Email : ceo_nlg@nlgdccb.org
Phone : 9912344259 / 08682 295621
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